I am Capital

The surplus of years gone by, the foundation of our future.

I am not debt, although many confuse me with debt.

But borrowing is a terrible master, which must be paid every month.

It is the cause of many of our financial crashes. Debt is not ownership.

I am Capital

The surplus of years gone by, the foundation of our future.

I am not money.

Money is the medium of exchange, the way we buy things.

We may purchase an automobile or a college education, or even our retirement.

But money is ephemeral it is consumed whenever we buy something

I am Capital

The surplus of years gone by, the foundation of our future.

I am not insurance, although that's a very good thing to have.

Insurance brings peace of mind, it helps us in times of distress.

But its time is finite, lasting only until the claim is made.

I am Capital

The surplus of years gone by, the foundation of our future.

I am not any of the myriad of speculations that Wall Street has constructed.

I am not options or derivatives, of any of the time sensitive bets on the future.

They are merely pale reflections of me.

I am CapitalThe surplus of years gone by, the foundation of our future.

When combined with the vision of the entrepreneur, I can make things happen.

In the beginning, I can provide the financing to gain the resources, pay the labor, build the plant. That will become an enterprise.

I am Capital

The surplus of years gone by, the foundation of our future.

When acting as I should, I become a full partner, providing guidance to management and having the ultimate authority to vote on policy, direction, and financial allocation.

I am Capital

The surplus of years gone by, the foundation of our future.

When times are good, I bestow the rewards of dividends and appreciation.

When times are bad, I weather the storm, knowing that without me, our enterprise will fail.

I am Capital

The surplus of years gone by, the foundation of our future.

I know with Divine Providence our future is bright, our potential limitless.

I am Capital, the instrument of an Investor.